Life Your Dream

Individuals and families

Secure your global health passport: comprehensive international private medical insurance for individuals and families. Travel confidently, live vibrantly.

Our Services

Why choose Optimum Global?

Choose our International Private Medical Insurance (IPMI) company for unparalleled commitment to your well-being and peace of mind. We pride ourselves on offering tailored solutions that cater to the diverse needs of our clients, along with personalized customer service and expert guidance.

24/7 SUPPORT FOR MEDICAL EMERGENCIES

Multi-lingual year round support is available for all Optimum Global members.

WE ASSESS YOUR CLAIM WITHIN 7 DAYS

We always aim to appraise your claim within 7 working days.

PLANS REINSURED BY THE AXA GROUP

When you buy a plan with us, you're reinsured with an A-Rated insurance provider.

SECURE TECHNOLOGY

We take your personal data very seriously. Our systems and practices are GDPR compliant.

REGULATED BY THE FCA

We're regulated by the Financial Conduct Authority in the UK.

Who needs international health insurance?

International medical insurance is essential for individuals and families who frequently travel, live abroad, or work in multiple countries. It provides a safety net for unforeseen medical expenses, ensuring that they have access to top-quality healthcare wherever they may be. Navigating different healthcare systems can be challenging, and international medical insurance simplifies the process by offering a seamless experience with a global network of healthcare providers. This coverage not only guarantees peace of mind but also helps to mitigate financial risks associated with unexpected medical emergencies.

What do our health plans cover?

  • Packages

  • Annual policy limit
  • Hospital costs
  • Cancer treatment
  • Kidney dialysis
  • Home nursing
  • Pre & Post hospitalisation
  • Medical evacuation
  • GP consultations
  • Alternative medicine
  • Complications of maternity
  • Maternity
  • Dental
  • Optical - Group/Corporate only
  • EMERALD

  • $1,000,000
    Annual policy limit
  • Hospital costs
  • Cancer treatment
  • Kidney dialysis
  • Home nursing
  • Pre & Post hospitalisation
  • Medical evacuation
  • GP consultations
  • Alternative medicine
  • Complications of maternity
  • Maternity
  • Dental
  • Optical - Group/Corporate only
  • SAPPHIRE

  • $2,000,000
    Annual policy limit
  • Hospital costs
  • Cancer treatment
  • Kidney dialysis
  • Home nursing
  • Pre & Post hospitalisation
  • Medical evacuation
  • GP consultations
  • Alternative medicine
  • Complications of maternity
  • Maternity
  • Dental
  • Optical - Group/Corporate only
  • RUBY

  • $3,000,000
    Annual policy limit
  • Hospital costs
  • Cancer treatment
  • Kidney dialysis
  • Home nursing
  • Pre & Post hospitalisation
  • Medical evacuation
  • GP consultations
  • Alternative medicine
  • Complications of maternity
  • Maternity
  • Dental
  • Optical - Group/Corporate only
  • JADE

  • $5,000,000
    Annual policy limit
  • Hospital costs
  • Cancer treatment
  • Kidney dialysis
  • Home nursing
  • Pre & Post hospitalisation
  • Medical evacuation
  • GP consultations
  • Alternative medicine
  • Complications of maternity
  • Maternity
  • Dental
  • Optical - Group/Corporate only
  • DIAMOND

  • $8,000,000
    Annual policy limit
  • Hospital costs
  • Cancer treatment
  • Kidney dialysis
  • Home nursing
  • Pre & Post hospitalisation
  • Medical evacuation
  • GP consultations
  • Alternative medicine
  • Complications of maternity
  • Maternity
  • Dental
  • Optical - Group/Corporate only

How much does hospital treatment cost abroad?

For a rough estimate of expenses, consider these approximate costs for typical procedures performed privately. This is the anticipated price range for medical care overseas:

Country

Sum Paid

Treatment Type

Country

Sum Paid

Treatment Type

Based on our own data from 2021. See our tool to find more about costs of medical claims abroad if you are not insured

Frequently asked questions

We understand that navigating the complexities of our services may sometimes be challenging, and we are here to help clarify any confusion. If you don't find the information you're looking for here, please feel free to reach out to our support team for further assistance.

Individuals and families who frequently travel, live, or work in multiple countries should consider international private medical insurance. This ensures access to high-quality healthcare and financial protection in case of unexpected medical emergencies.

International private medical insurance offers coverage for medical treatment and services across multiple countries, while regular health insurance typically covers only domestic healthcare expenses. This global coverage is designed for travelers and expatriates alike.

Coverage for pre-existing conditions varies between insurance providers and specific plans. It is essential to read the policy details and consult with your insurance provider to understand the extent of coverage for pre-existing conditions.

Factors such as age, health status, coverage level, and the geographic area of coverage can impact the cost of international private medical insurance. Individual providers and plans may also have varying premium rates.

Most international private medical insurance plans include emergency medical evacuation coverage. However, it's essential to verify the extent of this coverage within your specific plan and discuss the details with your insurance provider.

Yes, international private medical insurance is available for students studying abroad. These plans ensure that your child has access to quality healthcare while away from home and can be tailored to their specific needs.

Yes, elderly family members can be covered by international private medical insurance. However, premiums may be higher, and coverage limitations may apply based on age or pre-existing conditions.

International private medical insurance plans can accommodate families with different citizenships or residing in various countries. Ensure you provide accurate information during the application process and discuss any concerns with your insurance provider to confirm coverage.

Real People, Real Reviews

Experience exceptional coverage, transparent policies with no hidden surprises, and unparalleled customer service—giving you the peace of mind you deserve.

Optimum Global provided our family with the perfect solution. We travel frequently, and their comprehensive coverage and outstanding customer service have made our healthcare experience worry-free. We couldn't be happier with our choice!

Martinez Family

As expats living in a foreign country, we needed reliable international medical insurance. Optimum Global delivered exactly that—with transparent policies and exceptional support. We feel secure knowing our family's health is in good hands.

Kim Family

I highly recommend Optimum Global for individuals seeking top-notch medical insurance. As a solo traveler, I feel confident knowing that wherever I go, I'm covered. Their dedicated customer service team makes everything easy and hassle-free.

Emily Jackson

We were searching for a dependable provider for our family, and Optimum Global exceeded our expectations. Their coverage is extensive, and their personalized approach to customer service is impressive. We know we made the right choice.

Optimum Global Member

Optimum Global has been a game-changer for our family's healthcare needs while living abroad. The comprehensive coverage, transparency in their policies, and exceptional customer support have made our international experience so much smoother. We're grateful for their services.

Patel Family

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